Maryland Personal Injury Protection Defined

Personal Injury Protection, otherwise known as PIP, is a supplemental portion of car insurance coverage available in Maryland, and several other states. PIP coverage pays your medical expenses and a portion of your lost wages, along with other related costs. PIP pays these expenses no matter who is at fault in a car accident and is mandatory in Maryland, unless you have specifically opted out of the coverage. The amount of PIP coverage available depends on your policy; the state minimum PIP coverage in Maryland is $2,500.00.